Loan EMI Calculator – USD/PKR

Loan EMI Calculator – USD/PKR

Calculate your Equated Monthly Installment (EMI) in USD and PKR currencies

Currency Selection

Current Exchange Rate: 1 USD = 280 PKR
USD PKR

Loan Amount & Terms

$
$100 $500K $1M
%
1% 15% 30%
Years
1 Year 15 Years 30 Years

Loan Type

EMI Results

$89.88
Monthly Payment
$6,178
Total Interest
$16,178
Total Payment
62%
Interest/Principal

Currency Conversion

Monthly EMI: $89.88 / ₨25,166
Total Interest: $6,178 / ₨1,729,840
Total Payment: $16,178 / ₨4,529,840

Payment Schedule

Year Principal Interest Balance

Payment Breakdown

Principal
Interest

Loan Statistics

78%
Affordability Score
35%
EMI/Income Ratio
Moderate
Savings Impact
High
Prepayment Benefit

About EMI Calculation

EMI (Equated Monthly Installment) is the fixed amount you pay each month towards your loan. It consists of both principal and interest components.

The EMI is calculated using the formula:

EMI = [P × r × (1+r)^n] / [(1+r)^n – 1]

Where:

  • P = Principal loan amount
  • r = Monthly interest rate (annual rate ÷ 12 ÷ 100)
  • n = Loan tenure in months

This calculator supports both USD and PKR currencies with real-time conversion.

Note: This calculator provides estimates only. Exchange rates may vary. Actual loan terms, interest rates, and EMI amounts may vary based on the lender’s policies, your credit score, and other factors. Always consult with financial institutions for exact calculations.
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